How Mutsai Finance Works
Getting the products you need on flexible installment plans is simple. Follow these four steps.
STEP 01
Browse
Explore Our Catalog
Browse our wide selection of electronics, home appliances, smartphones, power backup systems, and kitchen appliances. Add items to your cart or wishlist.
STEP 02
Apply
Submit Your Application
Complete our simple multi-step application form with your personal details, employment information, and monthly salary. Choose your preferred repayment term (3, 6, or 12 months).
STEP 03
Pre-approval
Quick Decision
Our team reviews your application and liaises with the selected financial institution. You will receive a pre-approval decision within 24–48 business hours.
STEP 04
Delivery
Get Your Product
Once approved and the stop-order arrangement is confirmed with your employer, your product is delivered to your preferred address within Harare.
Eligibility Requirements
- Formally employed (civil servant, corporate, or private sector)
- Minimum monthly salary of USD 300
- Valid Zimbabwe National ID
- Employer must accept stop-order salary deductions
- No existing loan defaults (subject to credit check)
Delivery Information
Harare CBD & Suburbs
1–2 business days · Free on orders over $500
Bulawayo
2–3 business days · Delivery fee applies
Other Cities
3–5 business days · Delivery fee applies